100 Days to Christmas – 16th September 2025

Ideas to prepare for the festive season to avoid any debt and stress.

• Financial planning
Create a budget
Start saving early

• Gift ideas
Take advantage of early deals
Create a gift list
Remember it’s not about splashing out on expensive gifts, it’s about spending quality time with your loved ones

• Planning Festive Activities
Plan your festive meals early
Try new activities
Explore local events